1,498 reviews
Great experience , easy process , fast approval. Needed it due to moving and it saved me big time. Very happy with the service over the phone aswell. Always helped first time . No issues or delays. Show details
Quick and easy process with nothing complicated when applying. I've used wallet wizard for loans numerous times and am extremely happy with them every time. The repayments are always modified for my income and interest rates reasonable. They're great and I highly recommend them. Show details
Reviews with attachments
So easy it's almost cheat code in loans – The staff are very respectful application was fast and easy all done online with no hassles. Show details
Great deals and excellent customer service – The application was quick and easy,customer service and feedback received from the team has been very concise, positive and helpful. The loan amount offered and repayment schedule meets all of my needs and is affordable and flexible. Great work and thank you..I wouldn't hesitate in recommending Wallet Wizard. Show details
Making a loan with Wallet Wizard – Quick and simple. As long as you have all your credentials you won't go wrong. Follow the steps. My alone was approved on the 3rd day as I applied on a holiday. They only pay on a non public holiday. If you need it straight away do it then. I can do a withdraw on credit once it reaches $500. You will receive credit the same day after applying. I… Read more
have been with Wallet Wizard for 3 year's and have had no problems with getting a loan and redraw. I never had to talk with customer service unless there was a problem with a question I answered, which was corrected straight away. Had no problems with applying or neither was there extra costs. I am a very satisfied customer and that's why I gave my rate for Wallet Wizard.
Awesome ! will be using again – excellent service and quick response very grateful thankyou very much
Welcoming and easy – Good payback ways and can cash out again if payed back some really cool Show details
Wallet Wizard is very easy to get approved for, with minimal requirements and a light credit check, which can make it feel like a quick solution when you’re short on options. However, it’s not really a loan in the traditional sense, it’s a high-interest debt trap. With interest around 48%, most repayments go toward interest, not the balance. You… Read more
can be paying regularly and still see very little reduction in what you owe. Be prepared for high ongoing costs and a long, frustrating payoff unless you refinance out quickly
I have been a Wallet Wizard customer for 8 years so I have been relatively satisfied with my experience. That is, until I changed banks and tried to apply for a redraw. While the source of the technical issue is the third party credit engine provided by Experian, my frustration as a customer is with Wallet Wizard who only permits manual uploads… Read more
of bank statements from a specific list of banks and mine is not one of them. The only solution Wallet Wizard can offer me is to change banks and wait another 90 days before applying to redraw. As an existing customer of many years, this is unsatisfactory, especially as they already have the necessary evidence for determining my ability and capacity to meet the repayments.
Latest follow-ups
I recently completed a re-draw from my Wallet Wizard account. The Wallet Wizard website is easy to use, and the re-draw process was straightforward, professional, and quick. The entire process took about 1 hour, with the money being deposited into… Read more
my bank account immediately after approval. There was no upfront administration fee, which is great.
Follow-up · - The current annual interest rate is 47.8% (21 October 2025). - Repayments are made via Direct Debit from my bank account every fortnight. - Wallet Wizard send me a statement each fortnight, which lists the amount paid off and the amount outstanding (interest is calculated against the amount outstanding). - There are no other fees or charges.
Wallet Wizard have been incredibly understanding. I haven't been able to meet my contract payments due to a medical condition that has stopped me from working. They have been so patient in assisting me with my financial hardship. I cannot wait to… Read more
return to work so I can fulfil my contract but for the interim I am so grateful for the breathing space so I can focus on recovering. Cancer sucks but knowing there are humans out there who don't put pressure when you're battling for survival really matters. Thank you so much Wallet Wizard!
Follow-up · I sent Wallet Wizard the requested documents so they could assess my eligibility for financial hardship. They made their decision based on my situation and my affordability which is honestly $0. I have been given the grace to review my situation at a later date and hopefully I am in a better position. Wallet Wizard have not made me feel pressured… Read more
Positive reviews
Easy application, friendly staff and received the funds within an hour. Affordable repayments and low interest rates makes life much easier when in need of extra cash for unforeseen circumstances. I highly recommend wallet wizard to anyone in need of financial aid Show details
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Previously i had rated 3 stars as i had originally applied for a loan, got approved and then switched banks from anz to anz plus. Which was not a bank that could download bank statements with wallet wizard, therefore was unable to reapply/redraw on loan. This has now been added and yesterday applied and got approved again even though i had a few… Read more
times that i hadnt made a payment (had paid the overdue with an easy text service that alllws you to state how much and when to make up what was missed) they still approved the redraw thankfully, was a quick and easy process and had the money within 20 minutes. Great service.
I am thankful and grateful for all the financial assistance all these years. I highly recommend. As long as you on time with your payment. Thank you wallet wizard. Show details
Negative reviews
Wallet Wizard withdrew my loan application solely because my ANZ Plus account is not affiliated with their automated statement-linking system. I offered to provide my bank statement manually, but they refused to accept it. They already had access to my primary bank account and statements, yet insisted on a second account being linked through… Read more
their system. It is not the customer’s responsibility if a legitimate Australian bank is not supported by their platform.
Despite this, Wallet Wizard proceeded to place a credit inquiry on my credit file and then cancelled the application. This has negatively affected my credit score for no valid outcome. All document requirements should be confirmed before performing a credit check, not after.
The process was rigid, inefficient, and caused unnecessary harm to my credit profile. My time was wasted, and the application was declined due to the second account not being linkable through their platform.
I would not recommend Wallet Wizard to anyone.
Horrible service not helpful applied 3 times in 3 years they still ring you to be nosey about yr financial situation at the end of the call you get email any way saying declined so what was the point in ringing the customer
Horrible experience with applying for a personal loan with Wallet wizard. Communication is horrible i wouldn’t recommend this company when applying for any loans! Show details
Recent reviews
Any time I have any problems they are easy to get in contact with, they all are always polite and my issues are resolved. I am very grateful for there assistance to me with my loans. Show details
A good company helped me out again. But you could make the application a little less stressful. When it comes to verifying living costs. You already have them from my bank statement
Wallet Wizard, repayments are very manageable, the process is made easier by their ability to identify any current financial obstacles that may or may not impede the loan. The money is deposited into your account very quickly. I have never experienced any hidden costs, process done quickly, and most instances I've not needed to talk to anybody. Show details
Hi there this is Michael Shane West. I've been with . Wallet Wiz. For quiet some time. Know. And they have always been there. For me . I really appreciate their help. I highly recommend it to anyone. Show details
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Thank you so much, Wallet. Wizard for giving me a chance and helping me everybody needs a lift up sometimes and you provided that with helping me I am super grateful. Thanks again w wizard
Customer service was extremely helpful even during the Christmas period I was genuinely amazed at how fast the process was from start to finish with funds in my account.
Personal loan for my family. I am truly blessed by wallet wizard they have blessed my family to be able to have something for Xmas. Thank you so much. God bless you all. Show details
Wallet wizard has been good for that moment when you may not have enough funds or just don't want to be caught short on everyday issues. If we had the ability to see into the future and see problems or issues about to happen, then we may not need wallet wizard, but I'm pleased we do. Very easy and less stressful than other means of finding the finance you may need. Thank you. Show details
Easy and friendly to apply and use. It does take time for them to process but they just want to do the right thing and procedure. But they’re very good and reliable to use. Show details
I needed some very expensive dental work done as I was in a fair lot of pain. I applied for a loan through Wallet Wizard, and within half an hour I had a representative call me for further questions. Not even an hour later I had an offer and twenty minutes later it was deposited into my account! To tell you I was elated is an understatement! I… Read more
booked that appointment ASAP and now I'm feeling so much better. The process was so easy and quick and the representative was just lovely. I wanted to make an extra payment so I called them and it was no problem for them. I 100% recommend Wallet Wizard to anyone wholeheartedly!
Wallet wizard has said they are a responsible lender yet they will make a decision before gaining all information and take only old information to make they're decision. Wallet wizard also provides false information and hopes on they're withdraw email and Web pages that say you can withdraw but will make decision before you can add all… Read more
information. You will wait 20 mins to talk to someone that won't help you and when you request a manager will say transferring then change the story and say they're in a meeting then change to a manager when you hang up and gonna put a complaint in cant even garrantee it was a manger . Alot of questions to be asked they're not a responsible lender its false advertising
I made an application to redraw money as they always display it on the account ' good news you can now apply to redraw" so i di apply to redraw. My application was declined i was not happy I called wallet wizard to ask noone, could give me a definite answer of why this happened because the machine made a decision. What I don't understand is being… Read more
a customer for such a long time you would think wallet wizard would revisit some of these applications and do something but nope i was told the decision is final. I am a very unhappy customer well before I was very happy with wallet wizard but not any more. Im just disappointed that's all, all these years i have been redrawing with no issues but I don't know what changed this year?
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