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2Fundo

Fundo

 Verifiedfundo.com.au
2Fundo
4.6

5,077 reviews

Positive vs Negative
94%6%
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Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Transparency ?
4.6
Customer Service
4.6
Application Process
4.6
Timeliness ?
4.6
Professional customer service
Simple application process
Quick turnaround time
5,077 reviews
5 Samuel S.  · Greetsgfhsndbg the. Did dd s s d did d d dr
5 Lisa G.  · So easy to deal with and helpful. I've been using this company for a while and nothing is too difficult. Thank You
5 David H  · Fantastic and quick service. I would definitely recommend Fundo to anyone looking for a personal loan
5 Claudia Cherubin  · Fundo. Easy to follow. Flexiblity when replying to questions. Prompt!
5 Ciara L.  · Highly recommend these guys, fast ,affordable repayments and fees, and understanding
5 Emily R  · Great application process and no unexpected extra costs, customer service was good also
Paul B.
Paul B.11 posts
 

would not send verification code to my mobile so unable to to verify mobile and code sent to email address failed to verify my email addressyou have lost a prospective customer fundo as I don't appreciate hhaving my time wasted.

Fundo
Fundo    

Hi Paul, Thank you for bringing this to our attention,… Read more (+1 reply)

Ask the reviewer
Dee
Dee4 posts
 

Had the worst experience ever - inconsistent feedback and not enough questions asked by the credit team to be able to determine the correct outcome - also strong language barrier

Fundo
Fundo    

Hi Dee, Thank you for your feedback, and I’m very sorry to… Read more

Ask the reviewer
Mezza
MezzaNSW3 posts
 

Applied for a loan then got sent additional paper work needed so sent that but sent loan claim forms to sign the same friday I applied for the loan to sign and sent additional uploaded documents at 11am on a friday (which as stated quicker approval if done before 4pm Sydney time mon to Friday) and still waiting a week later 7 buisness days… Read more

later. I also wrote it was for medical expenses for 2 appointments on the Saturday but still nothing .and loan still under review

Fundo
Fundo    

Hi Mezza, Thank you for reaching out, and I’m really… Read more

Reviews with attachments

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Chris morgan
Chris morganWA2 posts
 

Thank for your help realy grt helped me with every thing I needed Show reply

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Nigel T
Nigel T
 

Doesn't take long too donthe papper work Very reliable and safe. I love it Show reply

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Jessie
JessieNSW
 

Fast loans – Quick Convenient Practical without the hassle of dealing with banks. Show details ·  1

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Ashley P.
Ashley P.VIC4 posts
  Fair Incentive

Been amazing 99% – I've had great experience with fundo but they rejected me randomly at a bad time... I like the company and hope this time is different Show details ·  3

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Cilleen A.
Cilleen A.QLD
 

Transparent and fast process – Easy application process with a fast outcome. It's soo simple to understand. Show details ·  1

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Ten
TenNSW21 posts
 

Been trying for weeks, but won’t login to either commbank or Bendigo, I’ve contacted them many times, and been told all the standard my logins must be wrong, they aren’t. Commbank one says error and contact hello@fundo, but they say every time they will get back to me within 24 hours and never do, Bendigo pops up like the attached picture as soon… Read more

as I’m asked in my app to verify it’s me, so considering it makes it to Bendigo my logins are correct, I can see others with the same issue, so clearly not getting fixed.

Fundo
Fundo    

Hi Ten, we’re genuinely sorry to hear about the trouble… Read more

Latest follow-ups

Catherine
CatherineNSW3 posts
  Fair Incentive Verified

I been on the smthis stite nose over week n I been try to link my bank account details to up load my bank details n in statement n it not letting n they saying tmit not many and it there prons n it p*ss me of Show details

 Follow-up  · I dint know y I up day my bank account n link to you for I dint understand n the time it say it was delivered is 2 in morning how that right it not I am smash fjr my money back I over it

Catherine
Catherine   

Ian still can't get this pain fix I can't up lond my bank details in to the application n it be… Read more (+3 replies)

Positive reviews

Becky B
Becky B
 

Fundo app is easy to use, hassle free & has the option to payout early. Fundo themselves are great. Gives you the option for loans even when you’re trying to rebuild your life. Show details ·  1

jodi
jodiNSW
  Fair Incentive

I appreciated the follow-up text after the service asking if everything met my expectations. It felt personal and showed they genuinely care about customer satisfaction. Show details ·  1

Short Term Loans

Find out how Fundo compares to other Short Term Loans

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Ben I
Ben INT2 posts
 

This is my second review. Fundo loans are a fantastic option, and I truly appreciate their 100% legitimacy and quick response time. Their real-time customer service is excellent. I highly recommend them to everyone in Australia to join in and support each other. They are amazing experts in handling financial needs. Whether it's for education or travel expenses, Fundo is incredibly helpful. Thank you, Fundo and your customers! Show details ·  1

Negative reviews

Sonia T.
Sonia T.NSW
 

Been trying for months to get a loan from fundo but can never connect to my bank. Been told if fundo don't support open banking but support screen scaping then they can't access my bank unless they swap it over anyone with Bendigo bank won't be able to apply through fundo.

Fundo
Fundo    

Hi Sonia, Thank you for taking the time to share this… Read more

chipper
chipper23 posts
 

Use to be good until I could no longer get a loan. So I stop using fundoloan for about over a year or so Now I tried to see if I could even try to get a small can't even login etc.

Fundo
Fundo    

Hi Chipper, Thank you for sharing your experience. We’re… Read more

Jason
JasonSA
 
Transparency
Customer Service
Timeliness

I recently went looking for a payslip only loan and came across Fundo. After trawling through their “payslip only loan” only to read they still want my financials. I despise companies who bait customers for business only to waste their time. I understand responsible lending. But, when businesses deliberately nonsense to get customers, they lack integrity and only after their bottom dollar. Get in line with commonwealth bank!

Fundo
Fundo    

Hi Jason, Thank you for your feedback. We’d like to… Read more

Recent reviews

Susanna N.
Susanna N.2 posts
 

Fundo suck get my credit score to top score then all of sudden my bank can’t connect going on 2 years later still can’t connect they say they having problems with Bendigo bank think it would be sorted within 2 years but no they really suck!

Fundo
Fundo    

Hi Susanna, Thank you for taking the time to share your… Read more (+2 replies)

James
JamesVictoria3 posts
 

Applied for a loan and I was not approve which is fine, but do they charge you for loans not approve now? I had a debit on my acct from Fundo, Im trying to borrow money from you not you take more of my money that I dont have. It's a scam

Fundo
Fundo    

Hi James, Thank you for taking the time to leave your… Read more

David P.
David P.NSW2 posts
 

I would not give them 1 star but u have to write this mob stay way people from i pay loan out years ago on time to yet these animals would not give me any thing I work over 38 hours per week yer I no gut loads yet can't give me a messily $500 please people stay away from this mob of animals don't trust them ever.....!!!!

Fundo
Fundo    

Hi David, Thank you for taking the time to share your… Read more

Tom M.
Tom M.
 

Chat bot really frustrating , and it kept asking me to upload the same documents I had already previously shared or uploaded , definitely wasn’t a quick process.

Fundo
Fundo    

Hi Tom, We’re really sorry to hear about your experience… Read more

Ben
BenNSW9 posts
 

0 if I could, absolutely p*ss poor excuse for a company. Customer service is beyond terrible, they intentionally drag everything out as long as possible and make it as difficult as possible, they will also ask you to provide the same things again and again. There are way better providers out there, dealing with these guys has been an absolute… Read more

joke, save yourself the days of pain and delays. Also believe nothing they say about the fundo score. It means nothing, it provides you no benefit what so ever.

Fundo
Fundo    

Hi Ben, Thank you for sharing your feedback, and we're… Read more

Short Term Loans

Find out how Fundo compares to other Short Term Loans

Know better, choose better.

Compare all
PotentialDonkey
PotentialDonkeyQLD18 posts
 

The whole spiel on their website of funds “within ~60 minutes after signing a contract” is a complete lie. They should not be allowed to say this if it is untrue. They say within 60 seconds if your bank is on the NPP, which, mine is. And I have signed the contract. And I do not have my funds. The dashboard persists to display a generic message. … Read more

I applied online. I filled everything in and got “approved”. I got my contract which I signed. Then they started asking me for more and more details. They wanted payslips. They wanted photos of my license and Medicare card, but when I click the link in their emails to go to provide that, the dashboard says I’ve done everything and they’re “completing final checks” before my loan will be disbursed.

It’s been 48 hours so far. And counting. What’s going to be the next hurdle?

They note that they use AI on their website. The idea of AI is to improve things.

If you call them and try to get any answers 84 follow ups as to what’s going on, they just say they’ve made a note on the account for follow up.

Their AI assistant is useless and just sends you around in circles.

Terrible service that I would not recommend to anybody in a pinch.

The main point I want to get across is they state something on the website and then don’t deliver on that. That’s the main reason I am annoyed. If this was a simple process, like the website promises, great - but don’t advertise something and blow smoke up people and say they’re going to have funds within 60 minutes of signing a contract; and have them still waiting for said funds 48 hours later.

Fundo
Fundo    

Hi PotentialDonkey, Thank you for taking the time to leave… Read more (+2 replies)

Megan
Megan7 posts
 

If you enquire regarding loan which I did they keep sending me emails everyday sometimes 3 timed a day I unsubscribe so many times. Absolutely over there 30 a week emails.

Fundo
Fundo    

Hi Megan, we're really sorry to hear about your experience.… Read more

Tony
TonyVIC2 posts
 

I am full time employed with two properties under mortgage.For a minor quick loan of $500 with repayment only of $55 per week Fundo..officers ask too much information & created a hassle. So it is a lender's failure to provide proper explanations of the loan's misleading implications. Another company's providing a loan twice faster. Show details

Fundo
Fundo    

Hi Tony, we’re sorry to hear you were dissatisfied with the… Read more

Jimmy33
Jimmy33QLD40 posts
 

Con artist and scammers!!!! The will 100% rip you off and give you explaations as to why that are so confusing you go around in circles You will suffer immensely using this place Avoid at all costs !!!!@

Fundo
Fundo    

Hi Jimmy33, we're genuinely sorry to hear about your… Read more

ricky
ricky2 posts
 

Every month I get an email saying “times up” you can apply for a loan, every month im offered a low rate and then eachtime its an instant decline, I dont claim to have the greatest credit rating but i dont think its right that you pray on people who are struggling abit just to data harvest, apparently you need “fundo points” to get a loan with these guys and the only way to get points is to spam your friends with fundo loan offers. Show details

Fundo
Fundo    

Hi Ricky, we’re really sorry to hear about your concerns. … Read more

Drew A.
Drew A.17 posts
 

If your looking for a reliable company to help out in a time of need. As Fundo advertised they do. Then go anywhere else. Fundo is not the answer. I have had loans with them in the past. Never miss a payment, and often pay out early. I'll get approved, then declined, then approved and now again declined. I've been in the same jod for 9 years.… Read more

Always make my repayments. So they are obviously looking at the wrong things as I've been nothing but a good customer in the past. Unless you live like a hermit you won't get approved. Looks like they only approve people who don't spend their own money.

Fundo
Fundo    

Hi Drew, I’m really sorry to hear about your recent… Read more

Lbigfella
LbigfellaQLD5 posts
 

Really helped out in a tight spot where others would not. So thank you! Will use again if and when required. Process for me was great! From clicking submit to funds in account all of less than 45 minutes. Show details ·  1

James
JamesNSW3 posts
 

Applied and they accessed my bank account with a transaction of $0.00 Not sure why they did this however when they did my bank block my account its the weekend now i don't have access and have to wait until Monday to rectify it I didn't go through with the loan for this reason they never notify you they are accessing your account and attempting a transaction My opinion go elsewhere

Fundo
Fundo    

Hi James, we're sorry to hear about your experience. As… Read more

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